biglee1
New Member
Posts โข 18
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June 2006
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Art Insurance in the UK, by biglee1 on Jul 9, 2008 12:34:29 GMT 1, hi i have gone to norwich union for my home and art insurance combined.they do a policy called tapestry and covers collections they only stipulate that any thing over 15000 is individually listed and has a valuation.in my instance they were cheaper than hiscox.
hope this helps
lee
hi i have gone to norwich union for my home and art insurance combined.they do a policy called tapestry and covers collections they only stipulate that any thing over 15000 is individually listed and has a valuation.in my instance they were cheaper than hiscox.
hope this helps
lee
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funster
Junior Member
Posts โข 2,256
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October 2006
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Art Insurance in the UK, by funster on Jul 9, 2008 13:06:38 GMT 1, Norwich Union are very good when combining home and art. At TAOI we use their Distinct Home policy which often offers many exceptional features such as a free home insurance assessment.
Norwich Union are very good when combining home and art. At TAOI we use their Distinct Home policy which often offers many exceptional features such as a free home insurance assessment.
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Art Insurance in the UK, by Coach on Jul 9, 2008 18:33:47 GMT 1, I spoke with Taoi today. Very helpful. Thanks Bunnyboiler for bringing this up again, it's been bugging me for a while that I still havn't sorted any art insurance out. It was very refreshing talking to someone who new the artists I was talking about. It wasn't the same when I rang the insurance company who cover my contents. Cheers, c
I spoke with Taoi today. Very helpful. Thanks Bunnyboiler for bringing this up again, it's been bugging me for a while that I still havn't sorted any art insurance out. It was very refreshing talking to someone who new the artists I was talking about. It wasn't the same when I rang the insurance company who cover my contents. Cheers, c
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trowel
New Member
Posts โข 622
Likes โข 287
September 2006
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Art Insurance in the UK, by trowel on Jul 9, 2008 19:36:29 GMT 1, Hiscox certainly know their Banksys
Banksy Can't beat that feeling, from the portfolio ' In the darkest hour there may be light' Medium: Digital Giclee on watercolour paper Year made: 2006
www.hiscoxartprojects.com/Collection/searchResults.aspx?artistID=251
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Art Insurance in the UK, by tomjedimaster on Jul 11, 2008 17:24:54 GMT 1, hey guys, any suggestions on where i can get my NW canvas evaluated? i've been asked for this by my insurer.
hey guys, any suggestions on where i can get my NW canvas evaluated? i've been asked for this by my insurer.
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retrome
New Member
Posts โข 341
Likes โข 53
December 2007
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Art Insurance in the UK, by retrome on Jul 12, 2008 0:23:08 GMT 1, I know this subject has come up before many times but can't find the link to it. What is a good home art insurance company to have in the UK? What would people recommend I go for. Thanks ;D
ME
I know this subject has come up before many times but can't find the link to it. What is a good home art insurance company to have in the UK? What would people recommend I go for. Thanks ;D ME
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gdbale
New Member
Posts โข 92
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April 2007
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Art Insurance in the UK, by gdbale on Feb 4, 2009 11:32:19 GMT 1, "I use this place:
www.connoisseurpolicies.com/
I've never had to claim but I can't be happier with my dealings with them so far. "
I second that - used them for about a year, really resonable rates and very easy to deal with. That being said, anyone have any experience of having to make a claim at all?
"I use this place: www.connoisseurpolicies.com/I've never had to claim but I can't be happier with my dealings with them so far. " I second that - used them for about a year, really resonable rates and very easy to deal with. That being said, anyone have any experience of having to make a claim at all?
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funster
Junior Member
Posts โข 2,256
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October 2006
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Art Insurance in the UK, by funster on Feb 4, 2009 15:45:03 GMT 1, "I use this place: www.connoisseurpolicies.com/I've never had to claim but I can't be happier with my dealings with them so far. " I second that - used them for about a year, really resonable rates and very easy to deal with. That being said, anyone have any experience of having to make a claim at all?
Is this your company? I'm not surprised about the reasonable rates if their website is anything to go by:
"This policy is designed for the insurance of small to medium sized private collections, ranging from ยฃ5,000 to ยฃ50,000."
"Please note the following limitations for accidental damage: - - ยฃ500 for any one item insured under the definition of a โcollectableโ - ยฃ1,000 for any one item insured under a specific category (e.g. ceramics, glass or other brittle articles) unless this is specified and agreed with the insurers.
We define a collection as โan accumulation of inanimate objects gathered for study, comparison, exhibition or as a hobbyโ "
Such policies can be really good, but please be aware of the small print and make sure you are really clear on whats covered.
"I use this place: www.connoisseurpolicies.com/I've never had to claim but I can't be happier with my dealings with them so far. " I second that - used them for about a year, really resonable rates and very easy to deal with. That being said, anyone have any experience of having to make a claim at all? Is this your company? I'm not surprised about the reasonable rates if their website is anything to go by: "This policy is designed for the insurance of small to medium sized private collections, ranging from ยฃ5,000 to ยฃ50,000." "Please note the following limitations for accidental damage: - - ยฃ500 for any one item insured under the definition of a โcollectableโ - ยฃ1,000 for any one item insured under a specific category (e.g. ceramics, glass or other brittle articles) unless this is specified and agreed with the insurers. We define a collection as โan accumulation of inanimate objects gathered for study, comparison, exhibition or as a hobbyโ " Such policies can be really good, but please be aware of the small print and make sure you are really clear on whats covered.
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Art Insurance in the UK, by junkieart on Feb 5, 2009 23:15:08 GMT 1, I'm with Laplaya who go through Brit art, they are happy to piece by piece. Good value imo
I'm with Laplaya who go through Brit art, they are happy to piece by piece. Good value imo
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stevieray101
New Member
Posts โข 340
Likes โข 3
October 2009
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Art Insurance in the UK, by stevieray101 on Feb 10, 2010 17:42:49 GMT 1, Has anyone actually claimed on their art insurance?
what i'm trying to work out is if there is a gap e.g. you paid ยฃ2k for your print, insurance company gives your ยฃ1k on "current market value" what can you do?
cars have this problem, that's why dealerships sell you gap insurance as well.
with all the cash i've spent i could of had a few more prints by now
Has anyone actually claimed on their art insurance? what i'm trying to work out is if there is a gap e.g. you paid ยฃ2k for your print, insurance company gives your ยฃ1k on "current market value" what can you do? cars have this problem, that's why dealerships sell you gap insurance as well. with all the cash i've spent i could of had a few more prints by now
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Harveyn
Forum Guardian
Full Member
Posts โข 7,687
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July 2007
Staff Member
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Art Insurance in the UK, by Harveyn on Jun 9, 2010 15:11:54 GMT 1, Anybody got any good recommendations? Looking to change mine.
Anybody got any good recommendations? Looking to change mine.
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Art Insurance in the UK, by They call me Stephen on Jun 9, 2010 15:20:47 GMT 1, I'm with Endsleigh who came in the lowest when I was searching. I've not long put in a claim for some accidental damage to an old stereo system of quite high value and they were very quick to pay up, easy to deal with and further still we've recently received our renewal quote for next year and it hasn't changed or gone up as expected!
I'm with Endsleigh who came in the lowest when I was searching. I've not long put in a claim for some accidental damage to an old stereo system of quite high value and they were very quick to pay up, easy to deal with and further still we've recently received our renewal quote for next year and it hasn't changed or gone up as expected!
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bert
New Member
Posts โข 674
Likes โข 14
August 2007
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Art Insurance in the UK, by bert on Jun 9, 2010 15:33:45 GMT 1, I'm with More Than.
I got burgled a couple of months ago and they were more than useful - everything was done over the phone and I claimed about ยฃ6k worth of stuff without having to show any proof. Replacements/cheques/vouchers all turned up within a couple of weeks...I was very pleased with the service. Perhaps it's because I've had contents insurance for about 14 years without claiming, but I found them nice and easy to deal with (although it was straight forward stuff like TV, cameras, PS3 etc and nothing specialised like art...my prints all fall under the ยฃ2k threshold for individual items).
I also recommend a site like www.quidco.com to claw back a few quid in cashback (assuming your chosen insurer is on there)...I think I got ยฃ60 back with my More Than policy last year, which was a fair chunk of the premium.
I'm with More Than. I got burgled a couple of months ago and they were more than useful - everything was done over the phone and I claimed about ยฃ6k worth of stuff without having to show any proof. Replacements/cheques/vouchers all turned up within a couple of weeks...I was very pleased with the service. Perhaps it's because I've had contents insurance for about 14 years without claiming, but I found them nice and easy to deal with (although it was straight forward stuff like TV, cameras, PS3 etc and nothing specialised like art...my prints all fall under the ยฃ2k threshold for individual items). I also recommend a site like www.quidco.com to claw back a few quid in cashback (assuming your chosen insurer is on there)...I think I got ยฃ60 back with my More Than policy last year, which was a fair chunk of the premium.
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telsin
New Member
Posts โข 344
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August 2008
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Art Insurance in the UK, by telsin on Jun 9, 2010 15:39:52 GMT 1, With your great collection H i would look at the high net worth insurers, I.e Hiscox, chubb, Axa art or aviva not the cheapest but you get what you pay for.
With your great collection H i would look at the high net worth insurers, I.e Hiscox, chubb, Axa art or aviva not the cheapest but you get what you pay for.
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Warm Gun
Junior Member
Posts โข 4,646
Likes โข 1,130
August 2009
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Art Insurance in the UK, by Warm Gun on Jun 9, 2010 16:22:59 GMT 1, I'm with more than. My premium shot up this year for no good reason. If I hadn't been on holiday during the cool off period I'd have cancelled and saved myself about ยฃ100. It's worth typing your details into go compare et al.
I'm with more than. My premium shot up this year for no good reason. If I hadn't been on holiday during the cool off period I'd have cancelled and saved myself about ยฃ100. It's worth typing your details into go compare et al.
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howlinjack
New Member
Posts โข 615
Likes โข 55
July 2006
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Art Insurance in the UK, by howlinjack on Jun 9, 2010 20:26:47 GMT 1, harveyn you may need to use a specialist depending on the value of the works you have. most high street insurers wont cover costly collections even with a top notch alarm system installed. i use lark after they were recommended to me by hiscox.
harveyn you may need to use a specialist depending on the value of the works you have. most high street insurers wont cover costly collections even with a top notch alarm system installed. i use lark after they were recommended to me by hiscox.
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Harveyn
Forum Guardian
Full Member
Posts โข 7,687
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July 2007
Staff Member
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Art Insurance in the UK, by Harveyn on Jun 9, 2010 20:31:30 GMT 1, I have been talking to Hiscox and they seem to be offering what I need. They include art in the general contents section with no limit on individual value of each piece. Just an overall limit of ยฃ250k. Its not cheap but I need a fair amount of coverage for my art collection.
I am also speaking to Axa Art and Loveart.
I will try lark also.
I have been talking to Hiscox and they seem to be offering what I need. They include art in the general contents section with no limit on individual value of each piece. Just an overall limit of ยฃ250k. Its not cheap but I need a fair amount of coverage for my art collection.
I am also speaking to Axa Art and Loveart.
I will try lark also.
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Art Insurance in the UK, by manty on Jun 9, 2010 21:52:02 GMT 1, Axa via Loveart would be my recommendation due to 'agreed value' on your art, plus all contents, jewelry etc is all on one policy
Axa via Loveart would be my recommendation due to 'agreed value' on your art, plus all contents, jewelry etc is all on one policy
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telsin
New Member
Posts โข 344
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August 2008
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Art Insurance in the UK, by telsin on Jun 9, 2010 21:55:53 GMT 1, Larks predominately use hiscox, I would advise going direct with hiscox to say on the brokerage fee. You may also want to look at the home and legacy site who use Allianz.
Larks predominately use hiscox, I would advise going direct with hiscox to say on the brokerage fee. You may also want to look at the home and legacy site who use Allianz.
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Urban Cowboy
New Member
Posts โข 658
Likes โข 58
December 2008
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Art Insurance in the UK, by Urban Cowboy on Jun 9, 2010 22:41:26 GMT 1, I use loveart and they cover my guitars too. reasonable prices too i thought. not made a claim though thankfully.
I use loveart and they cover my guitars too. reasonable prices too i thought. not made a claim though thankfully.
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retrome
New Member
Posts โข 341
Likes โข 53
December 2007
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Art Insurance in the UK, by retrome on Jun 10, 2010 21:14:13 GMT 1, Hi Guys,
We have agencies with most of the market including our own schemes which offer flexible cover as well as competitive premiums. We specialise in art insurance also being collectors ourselves! Please feel free to PM me or email loveart@brownhillgroup.co.uk or phone 0208 353 8907.
More info at www.loveartinsurance.co.uk
Cheers
Hi Guys, We have agencies with most of the market including our own schemes which offer flexible cover as well as competitive premiums. We specialise in art insurance also being collectors ourselves! Please feel free to PM me or email loveart@brownhillgroup.co.uk or phone 0208 353 8907. More info at www.loveartinsurance.co.ukCheers
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fielder
New Member
Posts โข 646
Likes โข 36
December 2008
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Art Insurance in the UK, by fielder on Dec 16, 2010 22:59:00 GMT 1, Can anyone recommend a good insurance company who specialise with art insurance? I currently have a policy with Aviva and the premium has increased by ยฃ120 for next year which I think is crazy! I would be looking for something I could switch to with the minimum of hassle (ie not having to do a full inventory). Any help or recommendations would be greatly appreciated.
Can anyone recommend a good insurance company who specialise with art insurance? I currently have a policy with Aviva and the premium has increased by ยฃ120 for next year which I think is crazy! I would be looking for something I could switch to with the minimum of hassle (ie not having to do a full inventory). Any help or recommendations would be greatly appreciated.
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Phear Loathing
Junior Member
Posts โข 1,376
Likes โข 420
October 2010
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Art Insurance in the UK, by Phear Loathing on Dec 17, 2010 6:24:42 GMT 1, wish there was a US version of that bollock!
wish there was a US version of that bollock!
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G-Man
Junior Member
Posts โข 3,529
Likes โข 33
November 2007
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Art Insurance in the UK, by G-Man on Dec 17, 2010 10:23:59 GMT 1, I am with More Than and they allow you to add them as named items for a few quid from memory I think that any print valued under ยฃ2k is covered automatically, but need to be clear how much your total contents inc art is worth
I am with More Than and they allow you to add them as named items for a few quid from memory I think that any print valued under ยฃ2k is covered automatically, but need to be clear how much your total contents inc art is worth
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hlarmy
Junior Member
Posts โข 3,199
Likes โข 64
November 2007
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Art Insurance in the UK, by hlarmy on Dec 17, 2010 10:35:05 GMT 1, I also need to get insurance; apart from loveartinsurance, which other companies is it worth getting a quote from?
I also need to get insurance; apart from loveartinsurance, which other companies is it worth getting a quote from?
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howlinjack
New Member
Posts โข 615
Likes โข 55
July 2006
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Art Insurance in the UK, by howlinjack on Dec 17, 2010 10:56:48 GMT 1, lark. expensive but good.
lark. expensive but good.
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marshman
New Member
Posts โข 389
Likes โข 12
November 2006
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Art Insurance in the UK, by marshman on Dec 17, 2010 12:44:00 GMT 1, As with all insurances make sure you really understand what you are buying and what conditions you need to satisfy, if for example you do not have all the art on your walls ;-)
I had a bunch of stuff in a portfolio under the bed (nowhere else to put it) but as I live in a basement flat it is only covered if it is 12" off the ground.
As I work in this robbing you blind game I was sure that there would be some issue so I pressed and pressed until I got the answer above. Had I not done so I could have been properly screwed in the event of an incident.
I was then able to negotiate with the insurer and have my stuff insured at two locations, ie the stuff on the walls and the stuff that is no longer under a bed but somewhere nice and safe!!!
As with all insurances make sure you really understand what you are buying and what conditions you need to satisfy, if for example you do not have all the art on your walls ;-)
I had a bunch of stuff in a portfolio under the bed (nowhere else to put it) but as I live in a basement flat it is only covered if it is 12" off the ground.
As I work in this robbing you blind game I was sure that there would be some issue so I pressed and pressed until I got the answer above. Had I not done so I could have been properly screwed in the event of an incident.
I was then able to negotiate with the insurer and have my stuff insured at two locations, ie the stuff on the walls and the stuff that is no longer under a bed but somewhere nice and safe!!!
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hlarmy
Junior Member
Posts โข 3,199
Likes โข 64
November 2007
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Art Insurance in the UK, by hlarmy on Dec 17, 2010 13:03:13 GMT 1, As with all insurances make sure you really understand what you are buying and what conditions you need to satisfy, if for example you do not have all the art on your walls ;-) I had a bunch of stuff in a portfolio under the bed (nowhere else to put it) but as I live in a basement flat it is only covered if it is 12" off the ground. As I work in this robbing you blind game I was sure that there would be some issue so I pressed and pressed until I got the answer above. Had I not done so I could have been properly screwed in the event of an incident. I was then able to negotiate with the insurer and have my stuff insured at two locations, ie the stuff on the walls and the stuff that is no longer under a bed but somewhere nice and safe!!!
If this is true, that's great advice. Thanks for posting
Does anyone have anything else worth noting when getting insurance?
As with all insurances make sure you really understand what you are buying and what conditions you need to satisfy, if for example you do not have all the art on your walls ;-) I had a bunch of stuff in a portfolio under the bed (nowhere else to put it) but as I live in a basement flat it is only covered if it is 12" off the ground. As I work in this robbing you blind game I was sure that there would be some issue so I pressed and pressed until I got the answer above. Had I not done so I could have been properly screwed in the event of an incident. I was then able to negotiate with the insurer and have my stuff insured at two locations, ie the stuff on the walls and the stuff that is no longer under a bed but somewhere nice and safe!!! If this is true, that's great advice. Thanks for posting Does anyone have anything else worth noting when getting insurance?
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Art Insurance in the UK, by stillborncrisps on Dec 17, 2010 13:23:45 GMT 1, Get a couple of web or phone quotes from their competitors and then phone Aviva up and say 'I've been quoted ยฃXxx by Xxxxx, if you can match it I'll stay with you'.
Often they will. Insurance companies are so fickle. They rely on customers being lazy and just letting their policies auto-renew.
Get a couple of web or phone quotes from their competitors and then phone Aviva up and say 'I've been quoted ยฃXxx by Xxxxx, if you can match it I'll stay with you'.
Often they will. Insurance companies are so fickle. They rely on customers being lazy and just letting their policies auto-renew.
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