Urban Art Association

They have always been pure scum.

This could get interesting.

the tighter the oppression the bigger the revolt. The internet hardcore are far more capable than the enforcers, it'll all end in tears for both sides

well if you mark the item as "pickup only" the paypal invoice is not sent out automatically.

You can ask for payment the way you want. And of course you can also send it once you have the money.

-my buddy just experienced this 21 day hold from them.... - but check this out...

he orders 3 prints from an artists website, - he does not have the funds to cover the prints in his paypal account, so the funds are automatically withdrawn from his checking account that is linked to his paypal account ( no problem at this point, and he has plenty of funds in his checking account to handle the order ) . Then, the artist refunds the total amount stating the usual (too many orders for actual product.... have to refund several of the orders, my friend, being one of them) . ( here come the problem ) - Paypal then puts a 21 day hold on the funds that comes back from the artist!!!! lol

-so he cannot access his funds ( that actually came from his checking account ) for 3 weeks!

-that is 3 weeks of interest on his money they are going to collect.... and he did nothing wrong! complete bullsh!t !

I would avoid paypal at all costs if possible... (start using your credit card on purchases) ec

Just discovered the following, comes from Paypal User agreement (never seen this before) :

11. Seller Protection Programme

11.1 What is PayPal seller protection?

If you are the recipient of a payment made by a customer (“Payment Recipient”), we will re-imburse you an amount for Claims, Chargebacks, or Reversals made against you based on the following reasons:

A Chargeback or Reversal was issued against you for the reason of an “Unauthorised Payment”; or
A Chargeback or Claim was issued against you for the reason of “Item Not Received”,

where PayPal receives from you proof that the item was posted or delivered in accordance with the requirements set forth below, subject to the further provisions of this section 11 (including, without limitation, the Eligibility Requirements at section 11.6).

11.2 PayPal seller protection is available to:

Payment Recipients with registered PayPal Account(s) in the UK, Ireland and/or Sweden who receive PayPal payments from buyers making an eligible purchase via eBay (worldwide and everywhere PayPal is accepted); and
Payment Recipients with registered PayPal Account(s) in the UK only: who receive PayPal payments from buyers making eligible purchases outside of eBay.

PayPal seller protection does not apply to Claims, Chargebacks and/or Reversals for the reason that the purchase was Significantly Not as Described (SNAD) nor for items that you deliver or are picked up in person.

11.3 How much protection is provided by PayPal seller protection?

PayPal will pay you the full amount of an eligible payment the subject of the Claim, Chargeback, or Reversal and waive the Chargeback Fee, if applicable. There is no limit on the number of payments for which you can receive re-imbursement under PayPal Seller Protection.

11.4 What happens when a buyer files a Claim, Chargeback, or Reversal?

PayPal will place a temporary hold on the funds in your Account to cover the full amount of the Claim, Chargeback, or Reversal. See section 10.1.d for further details about the temporary hold process.

11.5 If the payment is not covered by PayPal seller protection, PayPal will remove the funds from your Account and return the payment to the buyer. In addition, you will be responsible for PayPal’s Chargeback Fee, if applicable.

11.6 Eligibility Requirements

What are the eligibility requirements for PayPal seller protection?

You must meet all of these requirements to be covered:

The item purchased must be a physical, tangible good that can be posted.
The transaction must be marked by PayPal as eligible or partially eligible for PayPal seller protection on your Account “Transaction Details” page.
If it is marked eligible, protection for both Unauthorised Payments and Item Not Received will apply. If it is marked partially eligible, protection for only Item Not Received will apply.
Items sold on eBay will be marked eligible even if the shipping address is marked unconfirmed. Generally, items sold on websites other than eBay will be marked eligible if the shipping address is marked confirmed and partially eligible (that is, eligible for Item Not Received only) if the shipping address is marked unconfirmed.
Post the item to the shipping address on the “Transaction Details” page. If the item is delivered in person or if the Payment Recipient posts the item to a different address (for example, if the buyer asks that you send to another address on the basis that it is a “work address” or a “gift” address) then you will not be eligible for re-imbursement under the terms of the programme.
You may access the “Transactions Details” page by logging into your PayPal Account, selecting “History” and then selecting “Details” for the transaction.
Follow the postage requirements described below.
You must accept a single payment from one PayPal Account for the purchase.
Respond to PayPal’s requests for documentation and other information that is reasonably required by PayPal to investigate the matter in a timely manner.
Your primary residence, as listed in your PayPal Account, must be in the United Kingdom, Ireland or Sweden (however, different levels of protection apply for each region, please see section 11.2 above).