lvanhoe
New Member
Posts โข 196
Likes โข 92
July 2014
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Paypal - gift or not?, by lvanhoe on Jul 30, 2014 3:25:26 GMT 1, Are there any downsides to paying someone on Paypal as a gift, as opposed to the goods and services option? I have had a lot of people tell me they'd rather have me pay as gift as it removes the fees - but there must be something I'm missing here.
Are there any downsides to paying someone on Paypal as a gift, as opposed to the goods and services option? I have had a lot of people tell me they'd rather have me pay as gift as it removes the fees - but there must be something I'm missing here.
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Pipes
Junior Member
Posts โข 2,431
Likes โข 2,859
January 2012
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Paypal - gift or not?, by Pipes on Jul 30, 2014 3:28:10 GMT 1, Are there any downsides to paying someone on Paypal as a gift, as opposed to the goods and services option? I have had a lot of people tell me they'd rather have me pay as gift as it removes the fees - but there must be something I'm missing here.
I'm sure someone will elaborate but thats my understanding.
Are there any downsides to paying someone on Paypal as a gift, as opposed to the goods and services option? I have had a lot of people tell me they'd rather have me pay as gift as it removes the fees - but there must be something I'm missing here. I don't think the purchase is "protected" in the same way that buying through paypal as a good or service would mean. I'm sure someone will elaborate but thats my understanding. |
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yoyosh
Junior Member
Posts โข 1,685
Likes โข 1,631
March 2012
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Paypal - gift or not?, by yoyosh on Jul 30, 2014 3:28:37 GMT 1, You have no chance of getting your money back if you get scammed.
If it's goods/services you and the seller are protected
You have no chance of getting your money back if you get scammed.
If it's goods/services you and the seller are protected
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lvanhoe
New Member
Posts โข 196
Likes โข 92
July 2014
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Paypal - gift or not?, by lvanhoe on Jul 30, 2014 3:29:21 GMT 1, Yeah, that's kind of what I figured but I'd love for someone to elaborate as to how it differs precisely. Is sending as gift something that you would only do to a highly respected member with references, and tell people with less then lets say 100 posts that it's just not happening?
Yeah, that's kind of what I figured but I'd love for someone to elaborate as to how it differs precisely. Is sending as gift something that you would only do to a highly respected member with references, and tell people with less then lets say 100 posts that it's just not happening?
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Ottomatik
Junior Member
Posts โข 4,213
Likes โข 2,453
March 2009
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Paypal - gift or not?, by Ottomatik on Jul 30, 2014 3:43:36 GMT 1, Paypal charges a percentage of the amount as a fee.
I think it is 3.9(?)%.
If you pay as a gift, you will be charged the extra percentage.
If you pay as goods/services, the other person is charged the percentage.
If you pay as gift, you will not be able to claim a refund if the deal goes sour.
If you pay as goods/services, you will be able to claim a refund. You are protected.
Don't pay as a gift. Ever! If a seller demands it, offer to pay an extra 4%.
Paypal charges a percentage of the amount as a fee.
I think it is 3.9(?)%.
If you pay as a gift, you will be charged the extra percentage.
If you pay as goods/services, the other person is charged the percentage.
If you pay as gift, you will not be able to claim a refund if the deal goes sour.
If you pay as goods/services, you will be able to claim a refund. You are protected.
Don't pay as a gift. Ever! If a seller demands it, offer to pay an extra 4%.
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andyroo0312
Junior Member
Posts โข 2,174
Likes โข 1,675
July 2011
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Paypal - gift or not?, by andyroo0312 on Jul 30, 2014 3:53:13 GMT 1, Paypal charges a percentage of the amount as a fee. I think it is 3.9(?)%. If you pay as a gift, you will be charged the extra percentage. If you pay as goods/services, the other person is charged the percentage. If you pay as gift, you will not be able to claim a refund if the deal goes sour. If you pay as goods/services, you will be able to claim a refund. You are protected. Don't pay as a gift. Ever! If a seller demands it, offer to pay an extra 4%. 
Paypal charges a percentage of the amount as a fee. I think it is 3.9(?)%. If you pay as a gift, you will be charged the extra percentage. If you pay as goods/services, the other person is charged the percentage. If you pay as gift, you will not be able to claim a refund if the deal goes sour. If you pay as goods/services, you will be able to claim a refund. You are protected. Don't pay as a gift. Ever! If a seller demands it, offer to pay an extra 4%. And that sums it up perfectly, I have payed via gift before but only to family or people i have actually physically meet unfortunately there are even cases of long standing members chucking a wobbly and scarpering to Mexico with someone else,s cash, as Otto said just offer to pay the fees that way you have security but even then there are a few sellers that will just out right refuse and will only take cash or bank transfer, crazy i know but they/him/her are out there. |
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Rubys
New Member
Posts โข 662
Likes โข 279
July 2010
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Paypal - gift or not?, by Rubys on Jul 30, 2014 4:01:03 GMT 1, I would only ever send gift payments to friends.
End of the day it's only 4%, it's worth it for your own piece of mind
I would only ever send gift payments to friends.
End of the day it's only 4%, it's worth it for your own piece of mind
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lvanhoe
New Member
Posts โข 196
Likes โข 92
July 2014
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Paypal - gift or not?, by lvanhoe on Jul 30, 2014 4:05:12 GMT 1, Now I feel really bad for sending as gift for the first purchase I made but have not recieved yet..I should really take more time to think things through before I jump right into this stuff. Thanks guys. Won't make that mistake again.
Now I feel really bad for sending as gift for the first purchase I made but have not recieved yet..I should really take more time to think things through before I jump right into this stuff. Thanks guys. Won't make that mistake again.
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randomname
Junior Member
Posts โข 1,962
Likes โข 1,810
June 2013
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Paypal - gift or not?, by randomname on Jul 30, 2014 4:17:55 GMT 1, If you pay as a gift, you will be charged the extra percentage.
If you pay as a gift, you will be charged the extra percentage. You're not charged an extra percentage if you send it as a gift. Paypal processes gift payments for free for both parties. |
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kultur
New Member
Posts โข 903
Likes โข 380
June 2010
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Paypal - gift or not?, by kultur on Jul 30, 2014 4:22:18 GMT 1, If you pay as a gift, you will be charged the extra percentage. You're not charged an extra percentage if you send it as a gift. Paypal processes gift payments for free for both parties.
If you pay as a gift, you will be charged the extra percentage. You're not charged an extra percentage if you send it as a gift. Paypal processes gift payments for free for both parties. Not true. If you pay via paypal as gift you do pay a percentage to send the money. I have done it many times and while it is not 4% is is not free. Don't believe me, try it for yourself - enter an email and a value say $100 and select gift it will tell you how much it will be. |
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randomname
Junior Member
Posts โข 1,962
Likes โข 1,810
June 2013
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Paypal - gift or not?, by randomname on Jul 30, 2014 4:44:34 GMT 1, You're not charged an extra percentage if you send it as a gift. Paypal processes gift payments for free for both parties. Not true. If you pay via paypal as gift you do pay a percentage to send the money. I have done it many times and while it is not 4% is is not free. Don't believe me, try it for yourself - enter an email and a value say $100 and select gift it will tell you how much it will be.
Receiving personal payments from friends or family in the U.S. is free when they send the money using only their PayPal balance or their bank account, or a combination of their PayPal balance and bank account.
www.paypal.com/us/webapps/helpcenter/helphub/article/?solutionId=FAQ2346&topicID=FEES_US&m=TCI
You're not charged an extra percentage if you send it as a gift. Paypal processes gift payments for free for both parties. Not true. If you pay via paypal as gift you do pay a percentage to send the money. I have done it many times and while it is not 4% is is not free. Don't believe me, try it for yourself - enter an email and a value say $100 and select gift it will tell you how much it will be. Looks like it's different overseas. In the U.S., it's 100% free. Receiving personal payments from friends or family in the U.S. is free when they send the money using only their PayPal balance or their bank account, or a combination of their PayPal balance and bank account. www.paypal.com/us/webapps/helpcenter/helphub/article/?solutionId=FAQ2346&topicID=FEES_US&m=TCI |
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Cornish Crayon
Junior Member
Posts โข 3,965
Likes โข 2,902
December 2007
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Paypal - gift or not?, by Cornish Crayon on Jul 30, 2014 5:25:40 GMT 1, Now I feel really bad for sending as gift for the first purchase I made but have not recieved yet..I should really take more time to think things through before I jump right into this stuff. Thanks guys. Won't make that mistake again.
Someone on here ?
How long ?
Are you in contact ?
Are they established member ?
Now I feel really bad for sending as gift for the first purchase I made but have not recieved yet..I should really take more time to think things through before I jump right into this stuff. Thanks guys. Won't make that mistake again. Someone on here ? How long ? Are you in contact ? Are they established member ? |
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Phear Loathing
Junior Member
Posts โข 1,376
Likes โข 420
October 2010
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Paypal - gift or not?, by Phear Loathing on Jul 30, 2014 5:27:40 GMT 1, Or pay gift with credit card.
Or pay gift with credit card.
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gatecrasher
New Member
Posts โข 687
Likes โข 560
December 2012
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Paypal - gift or not?, by gatecrasher on Jul 30, 2014 5:35:56 GMT 1, Iv'e paid and been paid by gift with people on here, but that's only when we've chatted and I'm happy it all feels good.
Iv'e paid and been paid by gift with people on here, but that's only when we've chatted and I'm happy it all feels good.
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Paypal - gift or not?, by Street Art Fan on Jul 30, 2014 5:45:13 GMT 1, I've bought several pieces from members with Paypal gift. Never had a problem, but that's speaking from my own personal experience.
I've bought several pieces from members with Paypal gift. Never had a problem, but that's speaking from my own personal experience.
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Deleted
Posts โข 0
Likes โข
January 1970
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Paypal - gift or not?, by Deleted on Jul 30, 2014 5:47:40 GMT 1, I'm not sure how some of you manage breathing
I'm not sure how some of you manage breathing
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iamzero
Full Member
Posts โข 9,190
Likes โข 8,542
May 2011
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Paypal - gift or not?, by iamzero on Jul 30, 2014 6:55:56 GMT 1, I've bought prints from forum members on here and paid with PayPal gift payments with no problems at all.
I've bought prints from forum members on here and paid with PayPal gift payments with no problems at all.
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Mark Perronet
Artist
New Member
Posts โข 197
Likes โข 60
October 2009
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Paypal - gift or not?, by Mark Perronet on Jul 30, 2014 11:04:43 GMT 1, I think you get charged a small % for payment to friends if it involves currency conversion or is 'across borders'
I think you get charged a small % for payment to friends if it involves currency conversion or is 'across borders'
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Deleted
Posts โข 0
Likes โข
January 1970
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Paypal - gift or not?, by Deleted on Jul 30, 2014 13:32:05 GMT 1, I'm not sure how some of you manage breathing
Some of us are dissapointed you still manage to do it.
I'm not sure how some of you manage breathing Some of us are dissapointed you still manage to do it. |
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Deleted
Posts โข 0
Likes โข
January 1970
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Paypal - gift or not?, by Deleted on Jul 30, 2014 13:35:59 GMT 1, 
'snif'
'snif' |
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Deleted
Posts โข 0
Likes โข
January 1970
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Paypal - gift or not?, by Deleted on Jul 30, 2014 13:40:18 GMT 1, Never pay PayPal gift unless you personally know the person you're doing business with. I've never been scammed but I know someone who has.
Never pay PayPal gift unless you personally know the person you're doing business with. I've never been scammed but I know someone who has.
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Deleted
Posts โข 0
Likes โข
January 1970
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Paypal - gift or not?, by Deleted on Jul 30, 2014 13:44:23 GMT 1, Paying as a gift is just that and technically the reciever of the money doesn't have to declare it to that money grabbing bastard tax man or woman.
Also paying for an item as a gift means that if the item comes to you damaged or not at all. You probably can't get a Paypal refund.
If you do it the correct way then you are covered.
Paying as a gift is just that and technically the reciever of the money doesn't have to declare it to that money grabbing bastard tax man or woman.
Also paying for an item as a gift means that if the item comes to you damaged or not at all. You probably can't get a Paypal refund.
If you do it the correct way then you are covered.
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sohohoho
Junior Member
Posts โข 1,693
Likes โข 451
April 2011
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Paypal - gift or not?, by sohohoho on Jul 30, 2014 14:05:38 GMT 1, You're not charged an extra percentage if you send it as a gift. Paypal processes gift payments for free for both parties. Not true. If you pay via paypal as gift you do pay a percentage to send the money. I have done it many times and while it is not 4% is is not free. Don't believe me, try it for yourself - enter an email and a value say $100 and select gift it will tell you how much it will be.
You're not charged an extra percentage if you send it as a gift. Paypal processes gift payments for free for both parties. Not true. If you pay via paypal as gift you do pay a percentage to send the money. I have done it many times and while it is not 4% is is not free. Don't believe me, try it for yourself - enter an email and a value say $100 and select gift it will tell you how much it will be. It depends how you fund the payment. It is free for PayPal balance and direct debit (bank account) payments. There is a fee for card payments but it is usually a reduced fee. |
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gatecrasher
New Member
Posts โข 687
Likes โข 560
December 2012
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Paypal - gift or not?, by gatecrasher on Jul 30, 2014 16:58:42 GMT 1, The other side of the coin to people getting scammed after making a PP Gift, is sending your lovely piece of art after a standard PP payment and then the receiver claiming the money back.
PP Gift takes trust on both sides where as the usual route is biased to the buyer.
The other side of the coin to people getting scammed after making a PP Gift, is sending your lovely piece of art after a standard PP payment and then the receiver claiming the money back.
PP Gift takes trust on both sides where as the usual route is biased to the buyer.
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Paypal - gift or not?, by Agent Provocateur on Jul 30, 2014 18:04:11 GMT 1, I've paid people as a gift before and because it's from my PP balance and/or bank account haven't been charged, but that might just be in the UK.
And on some occasions when the buyer knows me I've asked if they could pay as a gift, letting them know I'm cool either way, some have, some haven't, and some added a bit on for the fees without me asking.
It's all about trust... and a certain amount of knowing who you're dealing with, but I know there's a chance of getting stung. Not from my end tho as it's about reputation for me, and if I'm an arse and screw someone over the comeback (social media, forums etc) is not worth it.
I also know some countries PayPal doesn't give them the option of paying by gift, just the normal method, canna renember which tho.
My 2 cents.
I've paid people as a gift before and because it's from my PP balance and/or bank account haven't been charged, but that might just be in the UK.
And on some occasions when the buyer knows me I've asked if they could pay as a gift, letting them know I'm cool either way, some have, some haven't, and some added a bit on for the fees without me asking.
It's all about trust... and a certain amount of knowing who you're dealing with, but I know there's a chance of getting stung. Not from my end tho as it's about reputation for me, and if I'm an arse and screw someone over the comeback (social media, forums etc) is not worth it.
I also know some countries PayPal doesn't give them the option of paying by gift, just the normal method, canna renember which tho.
My 2 cents.
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lvanhoe
New Member
Posts โข 196
Likes โข 92
July 2014
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Paypal - gift or not?, by lvanhoe on Jul 31, 2014 15:52:03 GMT 1, Thanks guys, It's really great to see so many people here are willing to help out a newbie.
Thanks guys, It's really great to see so many people here are willing to help out a newbie.
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Hubble Bubble
Junior Member
Posts โข 4,103
Likes โข 3,539
December 2010
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Paypal - gift or not?, by Hubble Bubble on Jul 31, 2014 16:34:16 GMT 1, As far as I'm aware Paypal gift within the UK isn't charged. Certainly all the charity payments for my recent World Cup sweepstake came gifted to me by paypal. I'm not aware they were charged. I've recently gifted a member on here a reasonably high sum for a purchase I've made from him. I haven't been charged for this. I've also gifted an artist another reasonably high sum as a downpayment on a commission. I guess it depends on whether you're comfortable gifting to a certain person. If you are then be cool. If you're not then don't. But be aware that a gift is like handing over cash with no protection from paypal if things get sticky.
As far as I'm aware Paypal gift within the UK isn't charged. Certainly all the charity payments for my recent World Cup sweepstake came gifted to me by paypal. I'm not aware they were charged. I've recently gifted a member on here a reasonably high sum for a purchase I've made from him. I haven't been charged for this. I've also gifted an artist another reasonably high sum as a downpayment on a commission. I guess it depends on whether you're comfortable gifting to a certain person. If you are then be cool. If you're not then don't. But be aware that a gift is like handing over cash with no protection from paypal if things get sticky.
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