bitola
New Member
๐จ๏ธ 80
๐๐ป 107
July 2020
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Bank Account, by bitola on Apr 3, 2023 11:59:31 GMT 1, Hi All,
I'm moving to the UK for the next two years. I need to open a local back account + GBP credit card and it seems that most banks need a utility bill (in addition to your ID) to open an account. I don't have a utility bill at the moment as I arrive next week - might be a few months until I find a house and move in etc.
Any recommendations on opening a bank account without a utility bill?
Cheers,
Ace
Hi All,
I'm moving to the UK for the next two years. I need to open a local back account + GBP credit card and it seems that most banks need a utility bill (in addition to your ID) to open an account. I don't have a utility bill at the moment as I arrive next week - might be a few months until I find a house and move in etc.
Any recommendations on opening a bank account without a utility bill?
Cheers,
Ace
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Poster Bob
Junior Member
๐จ๏ธ 5,891
๐๐ป 5,524
September 2013
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Bank Account, by Poster Bob on Apr 3, 2023 12:35:59 GMT 1, Any internet bank feels like a good starting point.
Any internet bank feels like a good starting point.
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mem70
New Member
๐จ๏ธ 117
๐๐ป 74
August 2020
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Bank Account, by mem70 on Apr 3, 2023 13:10:06 GMT 1, Hi All, I'm moving to the UK for the next two years. I need to open a local back account + GBP credit card and it seems that most banks need a utility bill (in addition to your ID) to open an account. I don't have a utility bill at the moment as I arrive next week - might be a few months until I find a house and move in etc. Any recommendations on opening a bank account without a utility bill? Cheers, Ace
wise.com/?gclid=Cj0KCQjw8qmhBhClARIsANAtbofRFjnr2qhhk8VmapLqwhWJdBtv1oULnqOMqpq08Fpk1US9-ESIz3saApplEALw_wcB
You can open global Muti-currency accounts with local bank details (IBAN, etc) provided for each currency and you get a debit cardthak can also hold multiple currencies.
Hi All, I'm moving to the UK for the next two years. I need to open a local back account + GBP credit card and it seems that most banks need a utility bill (in addition to your ID) to open an account. I don't have a utility bill at the moment as I arrive next week - might be a few months until I find a house and move in etc. Any recommendations on opening a bank account without a utility bill? Cheers, Ace Register with Wise: wise.com/?gclid=Cj0KCQjw8qmhBhClARIsANAtbofRFjnr2qhhk8VmapLqwhWJdBtv1oULnqOMqpq08Fpk1US9-ESIz3saApplEALw_wcBYou can open global Muti-currency accounts with local bank details (IBAN, etc) provided for each currency and you get a debit cardthak can also hold multiple currencies. |
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minibear
New Member
๐จ๏ธ 872
๐๐ป 728
March 2013
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Bank Account, by minibear on Apr 3, 2023 13:50:18 GMT 1, Yup, digital bank first is the only way. Barclays used to have a one ID only policy, not sure if they still do that. Utility bill is used as a proof of address, but Yh itโs tricky if youโre just new to the country to get that. Best advice would be get a water bill as soon as you find your new home, as the bill is generated immediately and you can use that.
Gl with the move
Yup, digital bank first is the only way. Barclays used to have a one ID only policy, not sure if they still do that. Utility bill is used as a proof of address, but Yh itโs tricky if youโre just new to the country to get that. Best advice would be get a water bill as soon as you find your new home, as the bill is generated immediately and you can use that.
Gl with the move
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Bank Account, by its all about me on Apr 3, 2023 14:18:23 GMT 1, Hi All, I'm moving to the UK for the next two years. I need to open a local back account + GBP credit card and it seems that most banks need a utility bill (in addition to your ID) to open an account. I don't have a utility bill at the moment as I arrive next week - might be a few months until I find a house and move in etc. Any recommendations on opening a bank account without a utility bill? Cheers, Ace
Hi All, I'm moving to the UK for the next two years. I need to open a local back account + GBP credit card and it seems that most banks need a utility bill (in addition to your ID) to open an account. I don't have a utility bill at the moment as I arrive next week - might be a few months until I find a house and move in etc. Any recommendations on opening a bank account without a utility bill? Cheers, Ace It's a matter of them checking you are who you say you are. Most banks will give you a range of ID that they find acceptable, from passport to driving licence to council tax bill to bank statements to trade union membership cards etc. etc. As far as I know, no banks say you must provide a utility bill. |
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gus
New Member
๐จ๏ธ 242
๐๐ป 312
October 2022
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Bank Account, by gus on Apr 3, 2023 15:37:58 GMT 1, Hi All, I'm moving to the UK for the next two years. I need to open a local back account + GBP credit card and it seems that most banks need a utility bill (in addition to your ID) to open an account. I don't have a utility bill at the moment as I arrive next week - might be a few months until I find a house and move in etc. Any recommendations on opening a bank account without a utility bill? Cheers, Ace It's a matter of them checking you are who you say you are. Most banks will give you a range of ID that they find acceptable, from passport to driving licence to council tax bill to bank statements to trade union membership cards etc. etc. As far as I know, no banks say you must provide a utility bill.
Best is to sign up for monzo/revolut/wise or whatever challenger bank, get them to send you a physical card, and use that as the proof of address. Then just need idea. Otherwise a lease agreement I think works, but may be a while before you get one.
The banks challenged banks above are all pretty decent from experience, but donโt think they will give you a cc.
Hi All, I'm moving to the UK for the next two years. I need to open a local back account + GBP credit card and it seems that most banks need a utility bill (in addition to your ID) to open an account. I don't have a utility bill at the moment as I arrive next week - might be a few months until I find a house and move in etc. Any recommendations on opening a bank account without a utility bill? Cheers, Ace It's a matter of them checking you are who you say you are. Most banks will give you a range of ID that they find acceptable, from passport to driving licence to council tax bill to bank statements to trade union membership cards etc. etc. As far as I know, no banks say you must provide a utility bill. Pretty sure all brick and mortar banks require proof of address, which can be a utility bill and a few other things. Best is to sign up for monzo/revolut/wise or whatever challenger bank, get them to send you a physical card, and use that as the proof of address. Then just need idea. Otherwise a lease agreement I think works, but may be a while before you get one. The banks challenged banks above are all pretty decent from experience, but donโt think they will give you a cc. |
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Bank Account, by sleazus1slord on Apr 3, 2023 16:06:45 GMT 1, Art forum here. Establishing residence is square one in verifying identity, something banks do in the modern age.
Art forum here. Establishing residence is square one in verifying identity, something banks do in the modern age.
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dotdot
Junior Member
๐จ๏ธ 3,658
๐๐ป 1,030
December 2006
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Bank Account, by dotdot on Apr 3, 2023 17:29:36 GMT 1, careful where you tread with banks here.
established banks - demand detail
challenger banks - request less and ... with that have been known to close your account also without notice.
the road you choose is up to you.... but as i said do you want convenience or something relatively useful or something else....
listen to what they need/want and research your chosen bank - if you find yourself on the wrong road . come back to this thread.
if they say they require something - it's not you - that is for everyone - don't feel unique.
if they exit you.... well that is you - not everyone.
keep yir heid.
..
careful where you tread with banks here.
established banks - demand detail
challenger banks - request less and ... with that have been known to close your account also without notice.
the road you choose is up to you.... but as i said do you want convenience or something relatively useful or something else....
listen to what they need/want and research your chosen bank - if you find yourself on the wrong road . come back to this thread.
if they say they require something - it's not you - that is for everyone - don't feel unique.
if they exit you.... well that is you - not everyone.
keep yir heid.
..
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bitola
New Member
๐จ๏ธ 80
๐๐ป 107
July 2020
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Bank Account, by bitola on Apr 4, 2023 6:14:22 GMT 1, Than you for the recommendations. Trying to get my name on a friends utility bill now.
Wise isn't ideal once you reach over a certain amount as they charge you a daily % to keep your funds and doesn't offer a credit card.
Than you for the recommendations. Trying to get my name on a friends utility bill now.
Wise isn't ideal once you reach over a certain amount as they charge you a daily % to keep your funds and doesn't offer a credit card.
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Bank Account, by billybob1969 on Apr 5, 2023 0:08:32 GMT 1, This is one of the many pointless pieces of bureaucracy we seem to indulge, apparently in an attempt to curb money laundering, drug dealing, terrorism and financial crime. Ostensibly fraudsters, dealers, terrorists and money launderers haven't figured out how to use a PDF editor. They can get guns, drugs and bombs but not fake IDs I believe.
The further irony is that if you do actually report fraud or financial crime in the UK literally nothing will get done, it's been practically decriminalised.
This is one of the many pointless pieces of bureaucracy we seem to indulge, apparently in an attempt to curb money laundering, drug dealing, terrorism and financial crime. Ostensibly fraudsters, dealers, terrorists and money launderers haven't figured out how to use a PDF editor. They can get guns, drugs and bombs but not fake IDs I believe.
The further irony is that if you do actually report fraud or financial crime in the UK literally nothing will get done, it's been practically decriminalised.
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