kingkambo
New Member
Posts โข 66
Likes โข 2
August 2007
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Insurance advice..., by kingkambo on Dec 13, 2007 10:56:58 GMT 1, Morning forum members, Whats the best way to go about insuring my collection- its not worth mega bucks, I'd say between ยฃ2000-3000. Shall I try and included it in my household and does anyone know, if they will replace rather the reimburse? Apologies if this is already on here but i couldnt find it!
Thank you please.
Morning forum members, Whats the best way to go about insuring my collection- its not worth mega bucks, I'd say between ยฃ2000-3000. Shall I try and included it in my household and does anyone know, if they will replace rather the reimburse? Apologies if this is already on here but i couldnt find it!
Thank you please.
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nickc
New Member
Posts โข 402
Likes โข 2
August 2007
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Insurance advice..., by nickc on Dec 13, 2007 11:01:03 GMT 1, Stick it on your household but make sure you list each item individually. If you want to be doubly safe then go with someone like Hiscox. It shouldn't matter too much though as the value isn't that high. There is a thread on here somewhere.
Stick it on your household but make sure you list each item individually. If you want to be doubly safe then go with someone like Hiscox. It shouldn't matter too much though as the value isn't that high. There is a thread on here somewhere.
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funster
Junior Member
Posts โข 2,256
Likes โข 0
October 2006
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Insurance advice..., by funster on Dec 13, 2007 11:04:43 GMT 1, Yep, your standard household insurance should do it, make sure its listed though AND you've got evidence its been recorded (new policy doc with it showing the ammendment).
Yep, your standard household insurance should do it, make sure its listed though AND you've got evidence its been recorded (new policy doc with it showing the ammendment).
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kingkambo
New Member
Posts โข 66
Likes โข 2
August 2007
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Insurance advice..., by kingkambo on Dec 13, 2007 14:02:02 GMT 1, Thanks for the advice guys +1 for both!
Thanks for the advice guys +1 for both!
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Wiseblood
Junior Member
Posts โข 1,245
Likes โข 3
May 2007
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Insurance advice..., by Wiseblood on Dec 13, 2007 16:07:25 GMT 1, for ยฃ3000 you probably wont evan have to tell them, im with zurich, i dont have to declare anything thats single item value is under ยฃ3000. As long as you have evidence that you have them all then that is fine. I have scanned all my prov and have it on email, so if house burns down and i loose all art and provenance, then at least i have something to back it up with.
for ยฃ3000 you probably wont evan have to tell them, im with zurich, i dont have to declare anything thats single item value is under ยฃ3000. As long as you have evidence that you have them all then that is fine. I have scanned all my prov and have it on email, so if house burns down and i loose all art and provenance, then at least i have something to back it up with.
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Insurance advice..., by spenie1975 on Dec 14, 2007 0:05:39 GMT 1, be careful if they class it as a collection, as this level drops.
also make sure your policy takes into account the current market value of your prints and not the valuation at the time of purchase.
the new for old clause tends not to apply to fine art.
only certain policies have the fine art clause written in and allow for market fluctuations.
hope this helps.
be careful if they class it as a collection, as this level drops.
also make sure your policy takes into account the current market value of your prints and not the valuation at the time of purchase.
the new for old clause tends not to apply to fine art.
only certain policies have the fine art clause written in and allow for market fluctuations.
hope this helps.
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