Balboa
New Member
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November 2007
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STOLEN BANKSY'S, by Balboa on Feb 12, 2015 22:29:03 GMT 1, So... Balboa bought from Ashbeck who bought from J0k3r who bought from Someone on EB who bought from Metropolis art. All in one month and each time PC changed name etc Something is slightly fishy here. Some phantom sales perhaps....
So... Balboa bought from Ashbeck who bought from J0k3r who bought from Someone on EB who bought from Metropolis art. All in one month and each time PC changed name etc Something is slightly fishy here. Some phantom sales perhaps.... I'm sure the police will get to the bottom of it, if they are interested. Met Art has informed them. |
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Dungle
Junior Member
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June 2011
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STOLEN BANKSY'S, by Dungle on Feb 12, 2015 22:30:42 GMT 1, So... Balboa bought from Ashbeck who bought from J0k3r who bought from Someone on EB who bought from Metropolis art. All in one month and each time PC changed name etc Something is slightly fishy here. Some phantom sales perhaps.... I'm sure the police will get to the bottom of it, if they are interested. Met Art has informed them.
Fingers crossed for you mate.
So... Balboa bought from Ashbeck who bought from J0k3r who bought from Someone on EB who bought from Metropolis art. All in one month and each time PC changed name etc Something is slightly fishy here. Some phantom sales perhaps.... I'm sure the police will get to the bottom of it, if they are interested. Met Art has informed them. Fingers crossed for you mate. |
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STOLEN BANKSY'S, by Sturban Has Saggy Tits on Feb 12, 2015 22:33:12 GMT 1, So... Balboa bought from Ashbeck who bought from J0k3r who bought from Someone on EB who bought from Metropolis art. All in one month and each time PC changed name etc Something is slightly fishy here. Some phantom sales perhaps....
Totally agree dungle.
I would hope to think the fraud team should easily be able to trace back to the original purchaser.
Like you say dungle, it probably never actually passed through so many hands before reaching balboa.
So... Balboa bought from Ashbeck who bought from J0k3r who bought from Someone on EB who bought from Metropolis art. All in one month and each time PC changed name etc Something is slightly fishy here. Some phantom sales perhaps.... Totally agree dungle. I would hope to think the fraud team should easily be able to trace back to the original purchaser. Like you say dungle, it probably never actually passed through so many hands before reaching balboa. |
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Deleted
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January 1970
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STOLEN BANKSY'S, by Deleted on Feb 12, 2015 22:37:00 GMT 1, think we're going to need a good detective to solve this case
something fishy is definitely going on here. never dealt with PC, but doesn't an ownership change generally take at least a week or two? Hoping for the best that this works out for everyone involved
think we're going to need a good detective to solve this case something fishy is definitely going on here. never dealt with PC, but doesn't an ownership change generally take at least a week or two? Hoping for the best that this works out for everyone involved |
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Deleted
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January 1970
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STOLEN BANKSY'S, by Deleted on Feb 12, 2015 23:34:05 GMT 1, I think your issues are with Ashbeck, assuming he/she is a separate persona to joker- assuming you have all the details for the coppery to speak to him?
If you are in a situation where you could suffer loss, then you can chase him in small claims court via online facility
www.gov.uk/make-money-claim-online
ETA- to be clear, I have no opinion about anyones involvement here- this is just for info- shame you had to go to the gallery to sort it out, but the seller is the other party for your resolution issues, not the others down the line
I think your issues are with Ashbeck, assuming he/she is a separate persona to joker- assuming you have all the details for the coppery to speak to him? If you are in a situation where you could suffer loss, then you can chase him in small claims court via online facility www.gov.uk/make-money-claim-onlineETA- to be clear, I have no opinion about anyones involvement here- this is just for info- shame you had to go to the gallery to sort it out, but the seller is the other party for your resolution issues, not the others down the line |
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Poster Bob
Junior Member
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September 2013
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STOLEN BANKSY'S, by Poster Bob on Feb 13, 2015 0:15:45 GMT 1, think we're going to need a good detective to solve this case something fishy is definitely going on here. never dealt with PC, but doesn't an ownership change generally take at least a week or two? Hoping for the best that this works out for everyone involved
think we're going to need a good detective to solve this case something fishy is definitely going on here. never dealt with PC, but doesn't an ownership change generally take at least a week or two? Hoping for the best that this works out for everyone involved I am still waiting for two change of ownership requests initiated in mid-November. In mid-December PC sent emails to the galleries and I asking for confirmation which they received a day later. I can't see these prints changing hands that quickly and with every change in ownership confirmed by PC. I can however now see how being so slow to do what should only take a day in reality does protect the general public from fraud. |
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meh.
New Member
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September 2014
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STOLEN BANKSY'S, by meh. on Feb 13, 2015 0:37:48 GMT 1, Awfull reading this and MA & Balboa i do hope everything works out. I guess the lesson to be learnt is that when contacting PC to confirm the current owner it should be found out how long they have actually been assigned to that print for. If its less than 6months probably best to stay away as something like this can rear it's ugly head.
Awfull reading this and MA & Balboa i do hope everything works out. I guess the lesson to be learnt is that when contacting PC to confirm the current owner it should be found out how long they have actually been assigned to that print for. If its less than 6months probably best to stay away as something like this can rear it's ugly head. wow getting soo complicated. |
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urbanflik
New Member
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February 2010
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STOLEN BANKSY'S, by urbanflik on Feb 13, 2015 1:19:10 GMT 1, Awfull reading this and MA & Balboa i do hope everything works out. I guess the lesson to be learnt is that when contacting PC to confirm the current owner it should be found out how long they have actually been assigned to that print for. If its less than 6months probably best to stay away as something like this can rear it's ugly head. wow getting soo complicated.
The bank will not refund the merchant unless card holder was present or they used 3D secure for an online transaction and unfortunately it's highly highly unlikely the police will do anything at all I'm sorry to say.
I also think its unlikely that the print changed hands so many times..I'd expect it was a cover to thicken the plot. IMO of course.
Sorry to all involved, but this is not PCs problem. Card companies go back to merchants months and months later revealing a fraud has taken place. PC would never have known the print was stolen as metropolis hadn't reported it yet.
Balboa you should go straight to the user who sold to you and enforce small claims/ legal action...maybe it will get passed up the chain and it will be resolve.
Awfull reading this and MA & Balboa i do hope everything works out. I guess the lesson to be learnt is that when contacting PC to confirm the current owner it should be found out how long they have actually been assigned to that print for. If its less than 6months probably best to stay away as something like this can rear it's ugly head. wow getting soo complicated. The bank will not refund the merchant unless card holder was present or they used 3D secure for an online transaction and unfortunately it's highly highly unlikely the police will do anything at all I'm sorry to say. I also think its unlikely that the print changed hands so many times..I'd expect it was a cover to thicken the plot. IMO of course. Sorry to all involved, but this is not PCs problem. Card companies go back to merchants months and months later revealing a fraud has taken place. PC would never have known the print was stolen as metropolis hadn't reported it yet. Balboa you should go straight to the user who sold to you and enforce small claims/ legal action...maybe it will get passed up the chain and it will be resolve. |
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zefarrett
New Member
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January 2012
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STOLEN BANKSY'S, by zefarrett on Feb 13, 2015 4:37:28 GMT 1, Isn't there some crazy convoluted legal stuff here where you are a bona fide purchaser? As in you bought it for value, in good faith, and without notice of any issues. Therefore it's your print?
Isn't there some crazy convoluted legal stuff here where you are a bona fide purchaser? As in you bought it for value, in good faith, and without notice of any issues. Therefore it's your print?
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STOLEN BANKSY'S, by ToonKiller on Feb 13, 2015 5:50:56 GMT 1, If a stolen car gets sold to an unsuspecting buyer the police will still take the car and return it to the original owner or insurance co. depending if a claim had already been paid off on the vehicle.
If a stolen car gets sold to an unsuspecting buyer the police will still take the car and return it to the original owner or insurance co. depending if a claim had already been paid off on the vehicle.
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STOLEN BANKSY'S, by valentina on Feb 13, 2015 6:07:36 GMT 1, Good luck, Amigos.
Good luck, Amigos.
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STOLEN BANKSY'S, by Hubble Bubble on Feb 13, 2015 7:33:35 GMT 1, Isn't there some crazy convoluted legal stuff here where you are a bona fide purchaser? As in you bought it for value, in good faith, and without notice of any issues. Therefore it's your print?
No. Caveat Emptor. You buy stolen goods - they remain the property of whoever they were stolen from... Despite you handing over money to 'own' them.
Isn't there some crazy convoluted legal stuff here where you are a bona fide purchaser? As in you bought it for value, in good faith, and without notice of any issues. Therefore it's your print? No. Caveat Emptor. You buy stolen goods - they remain the property of whoever they were stolen from... Despite you handing over money to 'own' them. |
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Deleted
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January 1970
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STOLEN BANKSY'S, by Deleted on Feb 13, 2015 7:46:24 GMT 1, Awfull reading this and MA & Balboa i do hope everything works out. I guess the lesson to be learnt is that when contacting PC to confirm the current owner it should be found out how long they have actually been assigned to that print for. If its less than 6months probably best to stay away as something like this can rear it's ugly head.
I think that is an interesting point regarding how long is safe. Surely galleries are registering prints and turning them over quickly themselves? Or do they tend not to bother with the registering if a CoA is present?
Awfull reading this and MA & Balboa i do hope everything works out. I guess the lesson to be learnt is that when contacting PC to confirm the current owner it should be found out how long they have actually been assigned to that print for. If its less than 6months probably best to stay away as something like this can rear it's ugly head. I think that is an interesting point regarding how long is safe. Surely galleries are registering prints and turning them over quickly themselves? Or do they tend not to bother with the registering if a CoA is present? |
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STOLEN BANKSY'S, by Poly Mindset on Feb 13, 2015 8:36:15 GMT 1, I've barely slept now for two nights. I'm not emotionally fragile but I'd be lying if I said that I hadn't had at least one suicidal thought over this. Some might say that's pathetic but I genuinely cannot afford to lose the money that I paid for that print. It took me ages to save the money and now it seems to be gone in a flash. What's most upsetting is that it was bought for my (6 month old today) daughter as a future present/investment. Now she has nothing but a joke for a father.
I've barely slept now for two nights. I'm not emotionally fragile but I'd be lying if I said that I hadn't had at least one suicidal thought over this. Some might say that's pathetic but I genuinely cannot afford to lose the money that I paid for that print. It took me ages to save the money and now it seems to be gone in a flash. What's most upsetting is that it was bought for my (6 month old today) daughter as a future present/investment. Now she has nothing but a joke for a father. But if anything happened to you she would have less. You are her future investment. Think about all the people who have lost everything and still came back. Don't worry this to will pass. |
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maroom
New Member
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June 2009
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STOLEN BANKSY'S, by maroom on Feb 13, 2015 8:46:49 GMT 1, Stay strong balboa.
It's obviously very distressing but try to remember money is a lot less important than your family.
Good luck and best wishes.
Stay strong balboa.
It's obviously very distressing but try to remember money is a lot less important than your family.
Good luck and best wishes.
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STOLEN BANKSY'S, by Happy Shopper on Feb 13, 2015 9:36:50 GMT 1, But there must be a good faith kind of paragraf in the law, if buyer can show that them bought it for full value, show transaction history and all numbers are correct from the buyer, buyer can keep the thing they bought.
Nope. The person who sold it had no right to sell it.
I imagine it's going to be the person that bought it directly from the thief that will lose out... If there's a chain of buyers I'd think that the courts would force them to pay the money back to each other.
But there must be a good faith kind of paragraf in the law, if buyer can show that them bought it for full value, show transaction history and all numbers are correct from the buyer, buyer can keep the thing they bought. Nope. The person who sold it had no right to sell it. I imagine it's going to be the person that bought it directly from the thief that will lose out... If there's a chain of buyers I'd think that the courts would force them to pay the money back to each other. |
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Deleted
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January 1970
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STOLEN BANKSY'S, by Deleted on Feb 13, 2015 9:45:01 GMT 1, I've barely slept now for two nights. I'm not emotionally fragile but I'd be lying if I said that I hadn't had at least one suicidal thought over this. Some might say that's pathetic but I genuinely cannot afford to lose the money that I paid for that print. It took me ages to save the money and now it seems to be gone in a flash. What's most upsetting is that it was bought for my (6 month old today) daughter as a future present/investment. Now she has nothing but a joke for a father.
its awful being ripped off- especially when you have taken reasonable steps to cover yourself- it does fuck up your faith in humanity
I would not wait for the cops to do anything on this - if you could start the discussion with the person yoo bought it off to get your money back - it may help to open a small claims court claim as soon as possible - at the very least you will be doing something
I've barely slept now for two nights. I'm not emotionally fragile but I'd be lying if I said that I hadn't had at least one suicidal thought over this. Some might say that's pathetic but I genuinely cannot afford to lose the money that I paid for that print. It took me ages to save the money and now it seems to be gone in a flash. What's most upsetting is that it was bought for my (6 month old today) daughter as a future present/investment. Now she has nothing but a joke for a father. its awful being ripped off- especially when you have taken reasonable steps to cover yourself- it does fuck up your faith in humanity I would not wait for the cops to do anything on this - if you could start the discussion with the person yoo bought it off to get your money back - it may help to open a small claims court claim as soon as possible - at the very least you will be doing something |
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Deleted
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January 1970
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STOLEN BANKSY'S, by Deleted on Feb 13, 2015 9:46:01 GMT 1, I've barely slept now for two nights. I'm not emotionally fragile but I'd be lying if I said that I hadn't had at least one suicidal thought over this. Some might say that's pathetic but I genuinely cannot afford to lose the money that I paid for that print. It took me ages to save the money and now it seems to be gone in a flash. What's most upsetting is that it was bought for my (6 month old today) daughter as a future present/investment. Now she has nothing but a joke for a father.
Speak to your lawyer B so you know where you stand, at least you'll have something definate to focus on rather than the unknown, id guess your sole focus will be ashbeck as happyshopper said, their focus is j0k3r etc etc but go see a lawyer, keep yourself right 
I've barely slept now for two nights. I'm not emotionally fragile but I'd be lying if I said that I hadn't had at least one suicidal thought over this. Some might say that's pathetic but I genuinely cannot afford to lose the money that I paid for that print. It took me ages to save the money and now it seems to be gone in a flash. What's most upsetting is that it was bought for my (6 month old today) daughter as a future present/investment. Now she has nothing but a joke for a father. Speak to your lawyer B so you know where you stand, at least you'll have something definate to focus on rather than the unknown, id guess your sole focus will be ashbeck as happyshopper said, their focus is j0k3r etc etc but go see a lawyer, keep yourself right |
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Deleted
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January 1970
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STOLEN BANKSY'S, by Deleted on Feb 13, 2015 9:47:03 GMT 1, I understand that the person had no right to sell it. This doesn't change the fact they did. Crimes are committed everyday all over. There is also regulations, that protects innocent people. People that done right. Society leans also on those paragrafs.
I understand that the person had no right to sell it. This doesn't change the fact they did. Crimes are committed everyday all over. There is also regulations, that protects innocent people. People that done right. Society leans also on those paragrafs. under UK law, the print will always be the property of the gallery, irrrespective how far down the line subsequent sales have gone |
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Dr Plip
Junior Member
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August 2011
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STOLEN BANKSY'S, by Dr Plip on Feb 13, 2015 9:59:27 GMT 1, Some sound advice on here. Solicitors or Citizens Advice if you have to. The main thing is to be doing something. And please don't beat yourself up over this. This could happen to anyone.
Some sound advice on here. Solicitors or Citizens Advice if you have to. The main thing is to be doing something. And please don't beat yourself up over this. This could happen to anyone.
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Deleted
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January 1970
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STOLEN BANKSY'S, by Deleted on Feb 13, 2015 10:15:52 GMT 1, The criminal in me can't help but see all the doors that would open for an un honest gallerists. If I get bored in life later on I might open an gallery and team up with Mafia kind of types.
Its a shark pit the artworld, a lot of money involved which breeds greed and unsavoury characters, lots of corners get cut so im surprised there isnt a lot more heartbreaking stories on here, in this case it appears to be the cc company trying to sidestep, i hope for the gallerys sake they followed protocol, any gallerys should take note, never take credit cards unless face to face. Most theft cases i hear about involve cards. Lots of innocent people hurt, very unfair.
The criminal in me can't help but see all the doors that would open for an un honest gallerists. If I get bored in life later on I might open an gallery and team up with Mafia kind of types. Its a shark pit the artworld, a lot of money involved which breeds greed and unsavoury characters, lots of corners get cut so im surprised there isnt a lot more heartbreaking stories on here, in this case it appears to be the cc company trying to sidestep, i hope for the gallerys sake they followed protocol, any gallerys should take note, never take credit cards unless face to face. Most theft cases i hear about involve cards. Lots of innocent people hurt, very unfair. |
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Deleted
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January 1970
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STOLEN BANKSY'S, by Deleted on Feb 13, 2015 10:23:14 GMT 1, I've barely slept now for two nights. I'm not emotionally fragile but I'd be lying if I said that I hadn't had at least one suicidal thought over this. Some might say that's pathetic but I genuinely cannot afford to lose the money that I paid for that print. It took me ages to save the money and now it seems to be gone in a flash. What's most upsetting is that it was bought for my (6 month old today) daughter as a future present/investment. Now she has nothing but a joke for a father.
It's far too easy ( and wrong ) to blame yourself.
As a victim of crime myself, I can say that it is important to seek advice, and talk to someone, anonymously if necessary. Your emerge stronger and wiser. Good luck.
I've barely slept now for two nights. I'm not emotionally fragile but I'd be lying if I said that I hadn't had at least one suicidal thought over this. Some might say that's pathetic but I genuinely cannot afford to lose the money that I paid for that print. It took me ages to save the money and now it seems to be gone in a flash. What's most upsetting is that it was bought for my (6 month old today) daughter as a future present/investment. Now she has nothing but a joke for a father. Don't let the bastards get you down mate. It's far too easy ( and wrong ) to blame yourself. As a victim of crime myself, I can say that it is important to seek advice, and talk to someone, anonymously if necessary. Your emerge stronger and wiser. Good luck. |
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STOLEN BANKSY'S, by Jeezuz Jones Snr on Feb 13, 2015 11:03:10 GMT 1, dont leave it get you down, yes it's a lot of money but health and family are way more important . Hope you mange to get the full amount back..
dont leave it get you down, yes it's a lot of money but health and family are way more important . Hope you mange to get the full amount back..
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STOLEN BANKSY'S, by Ponyboy Curtis on Feb 13, 2015 11:45:28 GMT 1, Heartbreaking reading here. Really feel for Balboa. Nearly lost £6K on here to that chump up in Newcastle who Dr Jimmy called out just in time. Paypal came through for me and I was a lucky lucky boy.
I still remember the world falling outta my ass when the penny dropped that I'd been duped. Awful sensation and one I wouldn't wish on anyone. Especially as you did your homework on the print and I was just blinded by greed and desire to own a cheap signed Love Rat.
Sincerely hope this works out for all.
Heartbreaking reading here. Really feel for Balboa. Nearly lost £6K on here to that chump up in Newcastle who Dr Jimmy called out just in time. Paypal came through for me and I was a lucky lucky boy.
I still remember the world falling outta my ass when the penny dropped that I'd been duped. Awful sensation and one I wouldn't wish on anyone. Especially as you did your homework on the print and I was just blinded by greed and desire to own a cheap signed Love Rat.
Sincerely hope this works out for all.
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STOLEN BANKSY'S, by Sturban Has Saggy Tits on Feb 13, 2015 11:47:02 GMT 1, Some on here are talking as if the print was stolen, it's not! It was bought from a gallery fraudulently, which is totally different.
If the print was stolen, it would have to be returned to the original owner(gallery).
As this was a fraudulant transaction, then it is down to the gallery and credit card company.
Balboa has every right to keep this print, but possibly might have to show to fraud department that it was bought legitimately from the last owner, which I am sure he can.
Some on here are talking as if the print was stolen, it's not! It was bought from a gallery fraudulently, which is totally different.
If the print was stolen, it would have to be returned to the original owner(gallery).
As this was a fraudulant transaction, then it is down to the gallery and credit card company.
Balboa has every right to keep this print, but possibly might have to show to fraud department that it was bought legitimately from the last owner, which I am sure he can.
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Deleted
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January 1970
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STOLEN BANKSY'S, by Deleted on Feb 13, 2015 12:02:15 GMT 1, Some on here are talking as if the print was stolen, it's not! It was bought from a gallery fraudulently, which is totally different. If the print was stolen, it would have to be returned to the original owner(gallery). As this was a fraudulant transaction, then it is down to the gallery and credit card company. Balboa has every right to keep this print, but possibly might have to show to fraud department that it was bought legitimately from the last owner, which I am sure he can.
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STOLEN BANKSY'S, by Sturban Has Saggy Tits on Feb 13, 2015 12:08:22 GMT 1, That's good advice for stolen goods lonelyfarmer, but they have not been stolen! Police will not look at this as a theft. It will be passed on to the fraud team and treated in a totally different way.
That's good advice for stolen goods lonelyfarmer, but they have not been stolen! Police will not look at this as a theft. It will be passed on to the fraud team and treated in a totally different way.
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Deleted
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January 1970
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STOLEN BANKSY'S, by Deleted on Feb 13, 2015 12:15:11 GMT 1, sorry to reiterate, but this occured in the UK, so we need to understand UK law and "good title" - buying anything that is stolen/ obtained by deception etc- even in good faith- does not give you any claim on the goods themselves. if the gallery transaction was to permanently deprive the gallery of the item, then it is not yours, however many people were involved in the transaction Im afraid
the gallery still own the piece, Balboas beef is with the person he bought it from and this is where any action has to be taken, no one else is relevant
hassle the coppers, be a pain in the arse until they get involved- too many people assume they will investigate all frauds and for whatever reason, this rarely happens to a satisfactory conclusion
a small claims case will 100% win, may cost a couple of hundred quid max to sort out- the seller cannot wriggle out of this, its pretty black and white - once you have the judgement, you can enforce the debt using awful bailiffs and take a charge on their assets, including your costs. You can start this process today and cancel if it is sorted out elsewhere, but dont be fobbed off until you have your money. No idea if your seller knew or not, but thats sorta not relevant to you- getting this started will provide some comfort I suppose
hopefully the seller will do the right thing and volunteer the refund before it goes formal, as he/ she has no chance of avoiding this under UK law and if they are straight up, it would be both the legal and moral choice to make.
feel for you Balboa, as I have said, I have been ripped once before and it devastates you, irrespective of the sum involved.
sorry to reiterate, but this occured in the UK, so we need to understand UK law and "good title" - buying anything that is stolen/ obtained by deception etc- even in good faith- does not give you any claim on the goods themselves. if the gallery transaction was to permanently deprive the gallery of the item, then it is not yours, however many people were involved in the transaction Im afraid
the gallery still own the piece, Balboas beef is with the person he bought it from and this is where any action has to be taken, no one else is relevant
hassle the coppers, be a pain in the arse until they get involved- too many people assume they will investigate all frauds and for whatever reason, this rarely happens to a satisfactory conclusion
a small claims case will 100% win, may cost a couple of hundred quid max to sort out- the seller cannot wriggle out of this, its pretty black and white - once you have the judgement, you can enforce the debt using awful bailiffs and take a charge on their assets, including your costs. You can start this process today and cancel if it is sorted out elsewhere, but dont be fobbed off until you have your money. No idea if your seller knew or not, but thats sorta not relevant to you- getting this started will provide some comfort I suppose
hopefully the seller will do the right thing and volunteer the refund before it goes formal, as he/ she has no chance of avoiding this under UK law and if they are straight up, it would be both the legal and moral choice to make.
feel for you Balboa, as I have said, I have been ripped once before and it devastates you, irrespective of the sum involved.
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STOLEN BANKSY'S, by Someones Brain on Feb 13, 2015 12:22:34 GMT 1, I understand that the person had no right to sell it. This doesn't change the fact they did. Crimes are committed everyday all over. There is also regulations, that protects innocent people. People that done right. Society leans also on those paragrafs. under UK law, the print will always be the property of the gallery, irrrespective how far down the line subsequent sales have gone
I understand that the person had no right to sell it. This doesn't change the fact they did. Crimes are committed everyday all over. There is also regulations, that protects innocent people. People that done right. Society leans also on those paragrafs. under UK law, the print will always be the property of the gallery, irrrespective how far down the line subsequent sales have gone Even if it's not stolen but was aqcuired in a regular (yet fraudulent) transaction from the gallery/original owner? I'm not firm with these questions under english or american law but I'm sure from my own experience that it might get well treated very differently in the different legal systems and that the facts should be completely worked out and closely considered and definately be assessed by some competent person before making any assumptions as to who is entitled to the print and who's at risk of losing money or who needs to deal with whom to get money back. Please don't produce any more confusion. And Balboa, please try to get some competent advice before making any further steps. |
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Deleted
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January 1970
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STOLEN BANKSY'S, by Deleted on Feb 13, 2015 12:27:38 GMT 1, this is black and white under UK law. Balboa could confirm this with a CAB visit or an hour with a solicitor to confirm. there is no confusion.
this is black and white under UK law. Balboa could confirm this with a CAB visit or an hour with a solicitor to confirm. there is no confusion.
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